Tesco is perhaps better known for its chain of supermarkets, but the UK based retailer is also a major provider of car and van insurance. In fact, Tesco is today one of the largest UK automobile insurance companies and offers policies to suit all needs; they were also voted the most trusted car insurance company for 2010.
They offers several different policies, offering different levels of coverage and features. All their policies include basic features and extras; however Tesco has been innovative in doing away with some of the unwanted extras, in order to keep the cost of their policies as low as possible.
Regardless of the policy you choose, Tesco offers various extras, including a 24 hour accident helpline, replacement vehicle options and coverage if you are planning to drive in Europe. They also offer discounts for insuring multiple vehicles, a named driver and a good, steady driving record with few claims.
Tesco Car Insurance follows the model of other good companies like Columbus Car Insurance and allows you to choose the amount of your excess to suit your budget and needs. Your premium amount also depends on such factors as your overall driving record and number of claims made, your age and the make and model of your vehicle. The company’s fully comprehensive policy covers just about everything from minor repairs to a stolen car.Many drivers these days are simply concerned with paying as little as possible for their insurance and Tesco also specializes a basic policy, without any of the often unnecessary extras, for those on a budget. This policy, known as Value Car Insurance has a higher excess or deductible and can only be purchased on line.
Tesco must be doing something right – the company has an estimated 1.3 million customers around the UK and has bee largely responsible for changing the way people shop for insurance.