Now you can beat your car insurance renewal in several easy steps. All you have to do is follow these few steps and implement them before you go and get any insurance quotes and you could potentially get a saving and beat your renewal quotation.
The first step in obtaining a cheap car insurance quote is too always compare quotes from as many different suppliers as you can. You don’t need to go daft and get ten or fifteen quotes, just three or four will do, it’s just so you can get an idea if your current renewal price is competitive with these new quotes. In most cases motorists will find that their renewal premium can be beaten and that gives more impetus to searching around more for an even cheaper quote. Always before you start searching decide on what level of cover you need, what excess you are happy paying and any exclusions.
Adding extra features that are not on the policy as standard will put the cost up straight away so add additional features at a minimum. Adding a breakdown assistance, courtesy car, and legal protection, cover when driving abroad and protected no claims must only be added if you really can’t do without the protection. There is only one feature that I would recommend maybe looking at and that is protecting your no claims bonus. Today, motorists that have a good no claims history can get some fantastic savings off the price of the policy and if they happen to loose their status would end up paying a lot more for their car insurance, so it may be more beneficial in the long run to protect it. Most policies offer two accidents or claims within a five year period.
As a last resort to reducing your car insurance premium you can always increase the excess contribution on the policy. This will reduce the premium cost, but in the event of a claim being made you will need to pay the agreed excess to the insurer before any action will be taken on repairing your car.
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